Attention homeowners in Berlin and Camden County: Get an Appraisal today!

Here are the top reasons NJ homeowners use PJ Real Estate Appraisal & Consulting, LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a NJ property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NJ divorce, where real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Camden County or the state of NJ

Do you own a home in or near Berlin? Do you need help determining the value of your real estate?
Contact PJ Real Estate Appraisal & Consulting, LLC.

We at PJ Real Estate Appraisal & Consulting, LLC understand the particular needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at PJ Real Estate Appraisal & Consulting, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At PJ Real Estate Appraisal & Consulting, LLC, we're qualified in helping clients just like you dismiss unnecessary PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting a professional appraisal from PJ Real Estate Appraisal & Consulting, LLC is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. PJ Real Estate Appraisal & Consulting, LLC can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? PJ Real Estate Appraisal & Consulting, LLC can We can assist you. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.