Attention homeowners in Berlin and Camden County: Get an Appraisal today!

Check out the top seven reasons NJ homeowners call on PJ Real Estate Appraisal & Consulting, LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To cut their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in NJ by determining the true market value of real estate in question

Do you own a home in or near Berlin? Do you need help deciding the value of your real estate?
Contact PJ Real Estate Appraisal & Consulting, LLC.

We at PJ Real Estate Appraisal & Consulting, LLC understand the special needs of a consumer seeking appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at PJ Real Estate Appraisal & Consulting, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. PJ Real Estate Appraisal & Consulting, LLC is experts in helping people just like you delete undesirable PMI insurance.

Challenge Camden county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. A professional appraisal from PJ Real Estate Appraisal & Consulting, LLC is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. PJ Real Estate Appraisal & Consulting, LLC can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.